Whether it is for my family or my clients, I am always in Excel working on budgets because they tell us the story of that person, family or business. They tell us what you have (revenue) and where you are going with it (expenses) and each budget needs a story teller i.e. bookkeeper. For personal and family budgets its easier to not need a bookkeeper, but for businesses it is essential, to keep everything separated and ensure you, the business owner, understands your numbers.